Dress people at generation from a separate apparel stream.

Wardrobes live on the person in people.json: everyday layers, textbooks per parallel, and chance-based bags from catalog data. Hauling and the carry cap are defs, not constants. The golden roster gains an items column; later family members shift because Hauling consumes extra appearance rolls. Old saves without items are dressed on load.

Co-authored-by: Cursor <cursoragent@cursor.com>

src/HSchool.Server/Api/PeopleModels.cs

@@ -61,7 +61,27 @@ internal sealed record PersonCardResponse(
     IReadOnlyList<NeedStatResponse> Needs,
     string? Activity,
     string? ActivityLabel,
-    PersonFamilyResponse Family);
+    PersonFamilyResponse Family,
+    IReadOnlyList<WornItemResponse> Worn,
+    IReadOnlyList<CarriedItemResponse> Carried,
+    float CarryMass,
+    float CarryCapacity);
+
+internal sealed record WornItemResponse(
+    string DefName,
+    string Label,
+    string? Color,
+    string? ColorLabel,
+    IReadOnlyList<DefLabelResponse> Layers);
+
+internal sealed record CarriedItemResponse(
+    string DefName,
+    string Label,
+    string? Color,
+    string? ColorLabel,
+    string? Subject,
+    string? SubjectLabel,
+    float Mass);
 
 internal sealed record LabeledStatResponse(string Id, string Label, string Value);