Dress people at generation from a separate apparel stream.

Wardrobes live on the person in people.json: everyday layers, textbooks per parallel, and chance-based bags from catalog data. Hauling and the carry cap are defs, not constants. The golden roster gains an items column; later family members shift because Hauling consumes extra appearance rolls. Old saves without items are dressed on load.

Co-authored-by: Cursor <cursoragent@cursor.com>

tests/HSchool.Content.Tests/ApparelDefTests.cs

@@ -34,6 +34,7 @@ public class ApparelDefTests
         Assert.Empty(chair.Colors);
         Assert.Null(chair.SkirtLength);
         Assert.False(chair.Pe);
+        Assert.Equal(0, chair.CarryChance);
         Assert.Equal(0, chair.PupilSlots);
     }
 
@@ -166,4 +167,20 @@ public class ApparelDefTests
 
         Assert.Contains("TShirt", ex.Message, StringComparison.Ordinal);
     }
+
+    [Fact]
+    public void CarryChanceAboveOne_FailsTheCatalog()
+    {
+        var ex = Assert.Throws<ContentLoadException>(() => _loader.Load(
+            [CatalogLoader.CorePackId],
+            [
+                PackDocuments.Def(
+                    CatalogLoader.CorePackId,
+                    "things",
+                    "phone",
+                    """{ "defName": "Phone", "portable": true, "carryChance": 1.2 }"""),
+            ]));
+
+        Assert.Contains("carryChance", ex.Message, StringComparison.Ordinal);
+    }
 }