Sum warmth insulation from worn items and refresh goldens for the new trait pool.

HeatLoving and ColdLoving shift later trait rolls; worn clothes now feed PersonInsulation instead of reflection.

Co-authored-by: Cursor <cursoragent@cursor.com>

src/HSchool.Simulation/PersonInsulation.cs

@@ -34,40 +34,15 @@ public readonly record struct PersonInsulation(float Value)
             return Naked;
         }
 
-        var worn = WornDefs(person);
+        var worn = new List<string>();
+        foreach (var item in person.Items)
+        {
+            if (item.Location.Equals(ItemLocations.Worn, StringComparison.Ordinal))
+            {
+                worn.Add(item.Def);
+            }
+        }
+
         return worn.Count == 0 ? Naked : FromWorn(catalog, [.. worn]);
     }
-
-    private static List<string> WornDefs(Person person)
-    {
-        var worn = new List<string>();
-        if (person.GetType().GetProperty("Items")?.GetValue(person) is not System.Collections.IEnumerable items)
-        {
-            return worn;
-        }
-
-        foreach (var item in items)
-        {
-            if (item is null)
-            {
-                continue;
-            }
-
-            var type = item.GetType();
-            var def = type.GetProperty("Def")?.GetValue(item) as string;
-            var location = type.GetProperty("Location")?.GetValue(item) as string
-                ?? type.GetProperty("Place")?.GetValue(item) as string;
-            if (def is null || location is null)
-            {
-                continue;
-            }
-
-            if (location.Equals("worn", StringComparison.OrdinalIgnoreCase))
-            {
-                worn.Add(def);
-            }
-        }
-
-        return worn;
-    }
 }